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Interest Rates - 19/07/2023
| Duration | Rate |
| 30 to 45 days | 5.50% |
| 46 to 90 days | 6.00% |
| 91 to 179 days | 6.50% |
| 180 to 364days | 6.75% |
| 1 year to below 2 years | 8.75% |
| 2 year and above | 8.25% |
Interest Rates - 19/07/2023
| Products | Rate of Intrest | Duration |
| GOLD LOAN | 8.50% | 6 months |
| ORDINARY LOAN (OL) * (EMI) |
13%(upto 50 Lakhs) 12.50%(Above 50 Lakhs) |
180 months |
| CASH CREDIT (CC) | 13.50% | 12 months |
| HOUSING LOAN (HL) * (EMI) |
11 %(upto 25 Lakhs) 10.50% (Above 25 Lakhs) |
240 months |
| VEHICLE LOAN (VL) | 10.50% Upto 25 Lakhs) | 84 months |
| NON PRODUCTIVE MT LOAN (NPMTL) | 13.50% (Upto 5 lakhs) | 60 months |
| MEDIUM TERM LOAN (MTL) | 13.50% (Upto Rs. 60,000) | 60 months |
| SPECIAL LOAN (SPL) | 13.50% (Upto Rs. 50,000) | 60 months |
| BUSINESS LOAN (BL) | 13.50%(Upto 1 lakhs) | 60 months |
| READY BUILT HOUSING LOAN (RBHL) * | 11%(upto 25 Lakhs) 10.50%(Above 25 Lakhs) |
240 months |
| PERSONAL LOAN (PL) | 13.50% (Upto 3 Lakhs) | 60 months |
| COASTAL TEACHERS LOAN (CTL) | 13.50% (Upto 5 Lakhs) | 60 months |
| COASTAL INSTITUTIONAL LOAN (CIL) | 13%(Upto 50 Lakhs) 12.5% (Above 50 lakhs) |
180 months |
| COASTAL PROFESSIONAL LOAN (CPL) | 13.50%(Upto 3 Lakhs) | 60 months |
| WORKING CAPITAL TERM LOAN (WCTL) * (EMI) |
13% (Upto 50 lakhs) 12.50% (Above 50 lakhs) |
180 months |
